All 4 treatment centers in Schaumburg accept private health insurance and cash or self-payment. This means you can seek treatment whether or not you have insurance coverage, though insurance can significantly reduce your out-of-pocket cost.
When you call a center, have your insurance card ready and ask the following: Does the center accept your plan? Is there a deductible, copay, or coinsurance you'll pay? Does the plan require prior authorization, and will the center's billing staff handle that? If you're uninsured or underinsured, ask whether the center offers payment plans, sliding scale fees based on income, or discounts for self-pay patients.
If you have Illinois Medicaid or think you might qualify, the Illinois rehab guide explains coverage, enrollment, and state-funded programs that can reduce or eliminate your costs. Some employers and unions also offer rehab benefits, so check your employee handbook or benefits paperwork.